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How does Zelle work?

To get started, log into Citizens Savings Bank mobile app and select “Send Money with Zelle®” from the bottom menu button. To send money using Zelle, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number). Enter the amount you’d like to send. If your recipient is already enrolled with Zelle2, the money will go directly into their bank account. If they are not enrolled, they will get a notification telling them how to enroll to receive their money.
Enroll with Zelle® Send money with Zelle® Choose the amount to send


Why should I use Zelle?

It's fast 
Sending and receiving money is fast. Money sent with Zelle is typically available within minutes.1
It's free and easy to use in our app
With no fees, you can send your money the way that you want. Plus, it's conveniently available in our mobile app, so it's simple to use.
It's secure
Keeping your money and information safe is a top priority for Citizens Savings Bank. When you use Zelle within our mobile app, your information is protected with the same technology we use to keep your bank account safe.
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See our Frequently Asked Questions for more info.

1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

2 Must have a bank account in the U.S. to use Zelle. 

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.