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Savings

Personal Savings

  • $50 minimum to open account
  • Free Online Banking
  • Free ATM Card
  • Free VoiceMaster Access
  • Quarterly Account Statement
  • eStatements or Imaged Statements
  • Per withdrawal in excess of 6 per quarter – $1
  • Dormant accounts with no activity for 3 years with balances less than $100 – $7.50 per quarter
  • Inactive savings accounts with a balance below $10 for a period of six months or longer, with no customer initiated activity, will be assessed a fee to close the account


Christmas Club

Plan ahead for Christmas expenses by saving year-round with a Citizens Savings Bank Christmas Club!

  • $5 minimum to open account
  • Free Online Banking
  • Free VoiceMaster Access
  • Quarterly Account Statement
  • Penalty if account closed prior to maturity – $5
  • Penalty for any withdrawal prior to maturity – $5 per withdrawal