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Personal Money Market Deposit Account (MMDA) 123

  • $2,500 minimum to open account
  • Online Banking - No Charge
  • VoiceMaster - No Charge
  • eStatements or Imaged Statements
  • $8.00 Service Charge if Balance Falls Below $800
  • This account earns interest at Money Market rates on a minimum balance of $2,500. If the balance drops below the $2,500 minimum, the account pays the current Checking Plus Interest Account rate.
  • Limited to six (6) withdrawals or transfers per statement cycle
    - Includes: pre-authorized or automatic transfers, by telephone (including data transmission) agreement, order or instruction; or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.
  • Withdrawals in excess of the above limitations will be: - $5.00 per occurrence
  • Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited.

Personal Money Market Deposit Account (MMDA) Gold 123

  • $5,000 minimum to open account
  • Online Banking - No Charge
  • VoiceMaster - No Charge
  • eStatements or Imaged Statements
  • $8.00 Service Charge if Balance Falls Below $2,500
  • This account earns interest at Money Market Gold rates on a minimum balance of $5,000. If the balance drops below the $5,000 minimum, the account pays the current Checking Plus Interest Account rate.
  • Limited to six (6) withdrawals or transfers per statement cycle
    - Includes: pre-authorized or automatic transfers, by telephone (including data transmission) agreement, order or instruction; or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.
  • This account earns interest at tiered money market rates on a minimum balance of $5,000. If the balance drops below the $5,000 minimum, the account pays the current Checking Plus Interest Account rate.
  • Withdrawals in excess of the above limitations will be: - $5.00 per occurrence
  • Transfers and withdrawals made in person by messenger, by mail or at an ATM are unlimited.


1  Accounts with no customer initiated activity for three (3) years will become Dormant

2  Inactive checking accounts with a balance of $50.00 or less for a period of one (1) year or longer, with no customer initiated activity, will be assessed a $6.50 fee per statement cycle. 

3  Checking accounts with a zero balance for thirty (30) days will be closed.

*See the Deposit Agreement or Truth in Savings Disclosure for more information.