Deposit Rates
Rates effective June 2nd, 2026
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Account |
Minimum Opening Deposit |
Minimum Balance to Obtain APY |
Interest Rate |
APY |
| Personal Savings b | $50 | $0.01 C | 0.10% | 0.10% |
| Business/Public Funds b Savings | $50 | $0.01 C | 0.10% | 0.10% |
| Christmas Club b | $5 | $0.01 C | 0.25% | 0.25% |
| Checking Plus - Interest b | $500 | $0.01 C | 0.01% | 0.01% |
| Small Business/Public b Funds Checking | $500 | $0.01 C | 0.01% | 0.01% |
| Personal Money Market b | $2,500 | Up to $2,499.99 C | Checking Plus Interest Current Rate |
Checking Plus Interest Current Rate |
| $2,500.00 + C | 0.05% | 0.05% | ||
| Personal Money Market b GOLD | $5,000 | Up to 4,999.99 C |
Checking Plus Interest Current Rate |
Checking Plus Interest Current Rate |
| $5,000.00 - C $24,999.99 |
0.05% to 0.05% |
0.05% to 0.05% |
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| $25,000.00 - C $49,999.99 |
0.10% to 0.10% | 0.10% to 0.10% | ||
| $50,000.00 - C $74,999.99 |
0.15% to 0.15% |
0.15% to 0.15% | ||
| $75,000.00 + C | 0.20% |
0.20% |
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| Business/Public Funds b Money Market | $2,500 | Up to $2,499.99 C | Checking Plus Interest Current Rate |
Checking Plus Interest Current Rate |
| $2,500.00 + C | 0.05% | 0.05% | ||
| Business/Public Funds b Money Market GOLD | $5,000 | Up to 4,999.99 C | Checking Plus Interest Current Rate |
Checking Plus Interest Current Rate |
| $5,000.00 - C $24,999.99 |
0.05% to 0.05% | 0.05% | ||
| $25,000.00 - C $49,999.99 |
0.10% to 0.10% |
0.10% |
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| $50,000.00 - C $74,999.99 |
0.15% to 0.15% | 0.15% | ||
| $75,000.00 + C |
0.20% | 0.20% | ||
| 91 Day CD a | $2,500.00 | $2,500.00 C | 0.50% | 0.50% |
| 6 Month CD a | $2,500.00 | $2,500.00 C | 3.75% | 3.79% |
| 12 Month CD a | $2,500.00 | $2,500.00 C | 3.75% | 3.75% |
| 18 Month CD a | $2,500.00 | $2,500.00 C | 3.25% | 3.25% |
| 24 Month CD a | $2,500.00 | $2,500.00 C | 3.40% | 3.40% |
| 36 Month CD a | $2,500.00 | $2,500.00 C | 3.00% |
3.00%
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| 48 Month Bump CD a,b | $2,500.00 | $2,500.00 C | 3.00% | 3.00% |
| 60 Month Bump CD a,b | $2,500.00 | $2,500.00 C | 3.00% | 3.00% |
| 91 Day IRA a | $250.00 | $250.00 C | 0.50% |
0.50% |
| 6 Month IRA a | $250.00 | $250.00 C | 3.75% | 3.80% |
| 12 Month IRA a | $250.00 | $250.00 C | 3.75% | 3.80% |
| 18 Month IRA a | $250.00 | $250.00 C | 3.25% | 3.29% |
| 24 Month IRA a | $250.00 | $250.00 C | 3.40% | 3.44% |
| 36 Month IRA a | $250.00 | $250.00 C | 3.00% | 3.03% |
| 48 Month Bump IRA a,b | $250.00 | $250.00 C | 3.00% | 3.03% |
| 60 Month Bump IRAa,b | $250.00 | $250.00 C | 3.00% | 3.03% |
Interest Rates and Annual Percentage Yields (APY) are current as of June 2nd, 2026, and are subject to change after account opening. Fees may reduce earnings. Contact an employee for further information about applicable fees and terms. For current rate information call (985) 735-6555.
a)A penalty will be imposed for early withdrawal.
b)The interest rate and annual percentage yield may change after account opening.
c)Daily balance. The amount of the principal in the account each day.
