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Deposit Rates

Deposit Rates

Rates effective May 30, 2017


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Account
Minimum Opening Deposit
Minimum Balance to Obtain APY
Interest Rate
APY
Personal Savings $50 $0.01 0.10% 0.10%
Business Savings $50 $0.01 0.10% 0.10%
Christmas Club $5 $0.01 0.25% 0.25%
Checking Plus - Interest $500 $0.01 0.01% 0.01%
Small Business Checking $500 $0.01 0.01% 0.01%
Personal Money Market $2,500 $2,500 0.05% 0.05%
Personal Money Market GOLD $5,000 Up to 4,999.99
Checking Plus - Interest Current Rate
Checking Plus - Interest Current Rate
$5,000.00 - $24,999.99
0.05% to 0.05%
0.05% to 0.05%


$25,000.00 - $49,999.99
0.05% to 0.05%0.05% to 0.05%

$50,000.00 - $74,999.99
0.05% to 0.05%
0.05% to 0.05%


$75,000.00+ 0.05%
0.05% 
Business Money Market $2,500 $2,500 0.05% 0.05%
Business Money Market GOLD $5,000 Up to 4,999.99 Checking Plus - Interest Current Rate
Checking Plus - Interest Current Rate


$5,000.00 - $24,999.99
0.05% to 0.05% 0.05%


$25,000.00 - $49,999.99
0.05% to 0.05%
0.05%


$50,000.00 - $74,999.99
0.05% to 0.05% 0.05%

$75,000.00+
0.05% 0.05%
91 Day CD1 $2,500 $2,500 0.20% 0.20%
6 Month CD1 $2,500 $2,500 0.45% 0.45%
12 Month CD1 $2,500 $2,500 0.60% 0.60%
18 Month CD1 2 $2,500 $2,500 0.65% 0.65%
24 Month CD1 2 $2,500 $2,500 1.00% 1.00%
36 Month CD1 2 $2,500 $2,500 1.50% 1.50%
48 Month Bump CD1 2 $2,500 $2,500 1.55% 1.55%
60 Month Bump CD1 2 $2,500 $2,500 1.80% 1.80%
91 Day IRA1 $250 $250 0.20% 0.20%
6 Month IRA1 $250 $250 0.45% 0.45%
12 Month IRA1 $250 $250 0.60% 0.60%
18 Month IRA1 $250 $250 0.65% 0.65%
24 Month IRA1 $250 $250 1.00% 1.00%
36 Month IRA1 $250 $250 1.50% 1.51%
48 Month Bump IRA1 $250 $250 1.55% 1.56%
60 Month Bump IRA1 $250 $250 1.80% 1.81%

Interest Rates and Annual Percentage Yields (APY) are current as of May 30, 2017 and are subject to change after account opening. Fees may reduce earnings. Contact an employee for further information about applicable fees and terms. For current rate information call (985) 735-6555.

¹ A penalty will be imposed for early withdrawal.

² This account requires the distribution of interest and does not allow interest to remain on deposit.