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Checking

Flex Checking 123

Flex Checking allows you to bank with us on your terms! Monthly service charges may be reduced or even eliminated by meeting conditions that fit your daily lifestyle.

  • $50 Minimum to open account
  • Online Banking - No Charge
  • BillPay - No Charge
  • VoiceMaster - No Charge
  • Visa Debit Card (Upon Approval)
  • Unlimited Transactions
  • No minimum balance requirements
  • eStatements or Imaged Statements
  • Monthly Service Charge – $8.00 Per Statement Cycle (before possible credits)
  • Possible Credits Include:
    • - eStatements
      - Direct Deposit
      - Using Your Debit Card
      - Average Minimum Account Balance
      - Total Deposit Relationship (Excluding IRAs)
      - Total Loan Relationship

Senior Checking 123

  • $50 Minimum to open account
  • Online Banking - No Charge
  • BillPay - No Charge
  • VoiceMaster - No Charge
  • Visa Debit Card (Upon Approval)
  • Bank Logo Checks (First Order) - No Charge
  • Unlimited Transactions
  • eStatements or Imaged Statements
  • No monthly maintenance fees
  • No minimum balance requirements
  • Available for persons 62 years of age or older


Checking Plus Interest 123

  • $500 minimum to open account
  • Online Banking - No Charge
  • BillPay - No Charge
  • VoiceMaster - No Charge
  • Visa Debit Card (Upon Approval)
  • eStatements or Imaged Statements
  • Unlimited Transactions
  • Interest Paid Regardless of Balance
  • $8.00 Service Charge if Balance Falls Below $800


Accounts with no customer initiated activity for three (3) years will become Dormant

Inactive checking accounts with a balance of $50.00 or less for a period of one (1) year or longer, with no customer initiated activity, will be assessed a $6.50 fee per statement cycle. 

Checking accounts with a zero balance for thirty (30) days will be closed.

*See the Deposit Agreement or Truth in Savings Disclosure for further account details